Navi UPI announced two new UPI features – Reserve Pay and EV Recharge via Bharat Connect at the Global Fintech Fest (GFF) 2025, continuing its rollout of innovations designed to make everyday payments simpler and more reliable.
Reserve Pay allows customers to block a specific amount in their account and enable multiple debits against it. Supporting both RuPay credit cards and savings bank accounts, the feature enhances flexibility and trust across cases such as e-commerce, travel, food delivery, and subscription payments. For merchants, it ensures payment assurance and reduces cash on delivery risk by allowing debits only upon delivery or fulfillment.
Navi App also introduced EV Recharge via Bharat Connect, which enables EV owners to top up their charging wallets directly through the Navi App. The integration leverages Bharat BillPay’s “Validate and Pay” framework to provide a seamless, real-time, and transparent recharge experience across charging networks.
Together, these launches extend Navi’s focus on building scalable, consumer-first payment solutions that align with NPCI’s broader vision for UPI-based digital infrastructure.
“By introducing innovations like Reserve Pay and EV Recharge, we’re delivering solutions that address real-world needs- from secure, flexible payment options to seamless energy top-ups for EV owners. It’s about building a connected ecosystem that works effortlessly for consumers and businesses alike,” said Rajiv Naresh, MD & CEO of Navi Limited (formerly Navi Technologies Limited).
Both features are being introduced in phases across Android and iOS devices and will be available to all Navi UPI users over the coming days.
