Apple has announced the availability of Tap to Pay on iPhone in Hong Kong, allowing independent sellers, small merchants, and large retailers in the region to use ‌iPhones‌ as a payment terminal.

Tap to Pay allows iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets‌‌‌. All transactions are encrypted, and Apple has no information about what is purchased or the person who made the purchase.

No additional hardware or credit card machine is…