Mumbai (Maharashtra) [India], January 3: Health insurance premium calculators are helpful, but they are not crystal balls. They can help you estimate what you might pay based on details you enter today, and they can hint at how costs may change under certain assumptions. The smart move is to treat the result as a decision aid, not a promise.
This article explains what these calculators can and cannot indicate about medical inflation, and how to interpret their outputs wisely when choosing a health insurance policy in India.

![[CITYPNG.COM]White Google Play PlayStore Logo – 1500×1500](https://startupnews.fyi/wp-content/uploads/2025/08/CITYPNG.COMWhite-Google-Play-PlayStore-Logo-1500x1500-1-630x630.png)