India processed over 228 Bn UPI transactions in 2025, with a total value nearing ₹300 Lakh Cr, surpassing the combined digital transaction volumes of several major global economies. According to the PIB, UPI alone now accounts for nearly half of all non-cash transactions worldwide.
This scale was unthinkable a decade ago.
Thanks to the UPI, India’s fintech ecosystem has expanded rapidly over the past 10 years. It has now become the third-largest globally by unicorn count, with more than 850 funded startups and 26 unicorns. The sector…

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