UPI has expanded from just 17.86 million transactions through which Rs 6,952 crore was settled in FY17 to 218.98 billion transactions settling nearly Rs 285 lakh crore in FY26 (April-February). This reflects a more than 12,000-fold surge in volume and over 4,000 times increase in value, according to data from the National Payments Corporation of India, which runs UPI.
Launched on August 25, 2016 by the Reserve Bank of…

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