Mumbai (Maharashtra) [India], August 18: Most of us don’t think about health insurance until something actually goes wrong. Maybe it’s a hospital bill that shakes us, or a medical emergency in the family that makes us realise how important coverage really is. And that’s usually when people start wondering – is my plan good enough? Am I paying the right amount? Or worse, did I choose it just because it was cheap?
The truth is, a lower premium doesn’t always mean you’re saving money in the long run. Sometimes, you’re just…

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