Signalling renewed market confidence and sector momentum, DJT Microfinance, one of India’s rapidly growing microfinance institutions committed to advancing financial inclusion, has secured funding of ₹130 crore from Public Sector Banks (PSBs) and leading Non-Banking Financial Companies (NBFCs). This strategic funding will support the company’s expansion plans and enhance its ability to provide affordable credit to underbanked and underserved communities.
The funding will be utilized to strengthen the company’s lending portfolio, expand operations across new geographies, invest in digital infrastructure, and further improve service delivery to micro-entrepreneurs, small traders, and low-income households. It will significantly enhance the company’s capacity to serve more customers, empower small entrepreneurs, and drive sustainable economic growth at the grassroots level.
Mr. Avinash Kumar, COO, DJT Microfinance said, “The renewed confidence from PSBs and leading NBFCs reinforces our strong fundamentals and our commitment to serving underserved communities. This funding will significantly enhance our on-ground capacity, allowing us to reach more customers, empower micro-entrepreneurs, and deepen financial inclusion across emerging markets. As the sector witnesses a healthy revival, we remain focused on sustainable growth.”
Underscoring the sector’s continued role in supporting livelihoods, 91% of microfinance loans have been utilised for income generation as per recent industry reports. As of end-September 2025, the industry’s total portfolio outstanding stands at ₹2.90 lakh crore, supporting over 9 crore active loans and 5.5 crore unique borrowers according to Small Industries Development Bank of India (SIDBI).
About DJT Microfinance:
DJT Microfinance is an RBI-registered Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) that provides microfinance services to low-income households with a focus on empowering women to become self-employed in underserved and rural areas of the country. DJT Microfinance offers collateral-free loans and essential financial services to women at the base of the economic pyramid, with a vision to promote equal opportunities and inclusive development across both rural and urban communities.
100% of the beneficiaries are women, with 99% of them residing in rural and underserved areas belonging to marginalised communities. Founded in 2021 with the mission to bridge financial inclusion gaps, DJT Microfinance is one of India’s fast-growing NBFC-MFI companies focused on empowering rural women in underserved areas through convenient, secure and paperless loans. Headquartered in Noida, DJT Microfinance is present in 4 states including, Uttar Pradesh, Uttarakhand, Bihar and West Bengal.
