Like most people, I used to manage my money in bursts. A quick look at my banking app at month-end, a vague promise to save more, and then life moved on.
AI changed that. I now use it daily to spot leaks in my spending and act as a disciplined sounding board. But there is a catch: I am a security professional so I know better than to upload my un-redacted bank statement to a public chatbot.
Instead, I use a “sanitised context” approach. I never give the AI my account numbers, real net worth, or merchant names that reveal my location. I describe my…
