Odds are good you’ve encountered an identity theft protection service in the last year, even if you weren’t looking to sign up for one. ID protection services are served up as remedies in data breach settlements; they’re add-ons for bank accounts and credit cards; they’re even found in anti-virus suites.
Their popularity and reach shouldn’t be a surprise given the massive scale of the problem. The FTC’s Consumer Sentinel Network, which tracks fraud, ID theft, and related issues, received 6.47…

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