If you are like me, budgeting often feels like something you should do but rarely stick to. That’s where artificial intelligence is starting to quietly change things. With AI models getting more powerful by the day, you can now use these tools as a second brain to help you make clearer decisions about your income, habits, and goals. In fact, LLMs (the brain behind chatbots) excel at tasks like tracking cash flow, identifying inefficiencies, and doing the math on daily habits.
Here are three practical ways people are beginning to use AI to manage…

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