• Profitability milestone, AI-empowered products, and a large funnel to fuel Decentro’s next phase of growth across KYC, Payments, and Debt Collections
• Key fintech infrastructure player plans to return to Indian roots while powering ₹40,000 crore in annual payment volumes across 1300+ clients. 

In a strategic move that signals the maturation of India’s fintech ecosystem, Decentro, the API banking platform powering over ₹50,000 crore in annual payment volumes, has closed a ₹30 crore Series B funding round. It will also be reversing its parent entity’s location from Singapore back to India over the next 12-18 months. 

The raise comes at a time when Decentro has achieved profitability and solidified its position as the infrastructure backbone for over 1,300 companies across NBFCs, fintech platforms, digital lenders, and banks, making it one of the few Indian fintech infrastructure companies to scale to enterprise dominance while maintaining successful unit economics.

Led by InfoEdge Ventures, with participation from Stargazer Growth (backed by Groww CEO Lalit Keshre) and existing investors including Uncorrelated Ventures, among others, the funding round positions Decentro to accelerate its vision of becoming India’s financial infrastructure operating system. The investment validates Decentro’s infrastructure-first thesis and its success in building foundational technology for India’s digital economy.

While most fintech companies chase consumer adoption, Decentro has quietly built the invisible infrastructure that powers the ecosystem itself. The company’s three-pronged approach spans:

• KYC & Data Intelligence: Streamlining consumer & business verification with deep alternative & financial data points for BSFI, fintechs & commerce. 
• Payments: Processing mission-critical payment flows at enterprise scale for collections & payouts. 
• Debt Collections: Automating recovery with AI-powered solutions & voice bots for the operations & collections teams. 

The fresh capital will be used to deepen enterprise adoption, enhance product capabilities, and expand overall trade and marketing (GTM) initiatives across financial institutions, including banks, non-banking financial companies (NBFCs), fintech platforms, and digital lenders.

“Our goal has always been to make financial & banking infrastructure simple, secure, and reliable at scale. This fund raise allows us to double down on what’s working well; deep partnerships with enterprise customers and building products that power mission-critical financial flows. India is where it all started, and we want to make this our long-term base with the eventual flip. We welcome InfoEdge Ventures as our first Indian venture lead and our latest backer & partner in this amazing journey,” said Rohit Taneja, Co-founder & CEO of Decentro

Decentro’s recent product launches demonstrate how AI can transform traditional financial operations:

• Scanner: A real-time user profiling and risk assessment engine that is soon becoming indispensable for BFSI, commerce & more verticals overall.
  
• Neobot: India’s first multilingual AI voice agent for automated debt collections, addressing a ₹10+ lakh crore NPA challenge for the lending industry. 

These AI-powered modules have seen rapid enterprise adoption, with payments remaining the oldest product and the largest revenue contributor as financial institutions increasingly rely on Decentro’s infrastructure for mission-critical operations.

The decision to flip the parent entity from Singapore to India over the next 12-18 months reflects a broader trend of Indian fintech companies choosing to domicile in India as the ecosystem matures and regulatory frameworks strengthen.

“This flip is a strong statement of our commitment to India and our belief in its capacity to foster and scale global financial infrastructure companies. We are building not just for India, but from India for global opportunities,” said Pratik Daudkhane, Co-founder of Decentro. 

The Series B funding validates the “infrastructure rails and data intelligence” thesis in Indian fintech, where companies building the underlying rails often achieve sustainable business results than those competing directly for consumer attention.

Decentro’s homecoming and continued scaling also helps catalyse the fast growing wave of fintech entrepreneurship in the Indian ecosystem. 

• Profitability milestone, AI-empowered products, and a large funnel to fuel Decentro’s next phase of growth across KYC, Payments, and Debt Collections
• Key fintech infrastructure player plans to return to Indian roots while powering ₹40,000 crore in annual payment volumes across 1300+ clients. 

In a strategic move that signals the maturation of India’s fintech ecosystem, Decentro, the API banking platform powering over ₹50,000 crore in annual payment volumes, has closed a ₹30 crore Series B funding round. It will also be reversing its parent entity’s location from Singapore back to India over the next 12-18 months. 

The raise comes at a time when Decentro has achieved profitability and solidified its position as the infrastructure backbone for over 1,300 companies across NBFCs, fintech platforms, digital lenders, and banks, making it one of the few Indian fintech infrastructure companies to scale to enterprise dominance while maintaining successful unit economics.

Led by InfoEdge Ventures, with participation from Stargazer Growth (backed by Groww CEO Lalit Keshre) and existing investors including Uncorrelated Ventures, among others, the funding round positions Decentro to accelerate its vision of becoming India’s financial infrastructure operating system. The investment validates Decentro’s infrastructure-first thesis and its success in building foundational technology for India’s digital economy.

While most fintech companies chase consumer adoption, Decentro has quietly built the invisible infrastructure that powers the ecosystem itself. The company’s three-pronged approach spans:

• KYC & Data Intelligence: Streamlining consumer & business verification with deep alternative & financial data points for BSFI, fintechs & commerce. 
• Payments: Processing mission-critical payment flows at enterprise scale for collections & payouts. 
• Debt Collections: Automating recovery with AI-powered solutions & voice bots for the operations & collections teams. 

The fresh capital will be used to deepen enterprise adoption, enhance product capabilities, and expand overall trade and marketing (GTM) initiatives across financial institutions, including banks, non-banking financial companies (NBFCs), fintech platforms, and digital lenders.

“Our goal has always been to make financial & banking infrastructure simple, secure, and reliable at scale. This fund raise allows us to double down on what’s working well; deep partnerships with enterprise customers and building products that power mission-critical financial flows. India is where it all started, and we want to make this our long-term base with the eventual flip. We welcome InfoEdge Ventures as our first Indian venture lead and our latest backer & partner in this amazing journey,” said Rohit Taneja, Co-founder & CEO of Decentro

Decentro’s recent product launches demonstrate how AI can transform traditional financial operations:

• Scanner: A real-time user profiling and risk assessment engine that is soon becoming indispensable for BFSI, commerce & more verticals overall.
  
• Neobot: India’s first multilingual AI voice agent for automated debt collections, addressing a ₹10+ lakh crore NPA challenge for the lending industry. 

These AI-powered modules have seen rapid enterprise adoption, with payments remaining the oldest product and the largest revenue contributor as financial institutions increasingly rely on Decentro’s infrastructure for mission-critical operations.

The decision to flip the parent entity from Singapore to India over the next 12-18 months reflects a broader trend of Indian fintech companies choosing to domicile in India as the ecosystem matures and regulatory frameworks strengthen.

“This flip is a strong statement of our commitment to India and our belief in its capacity to foster and scale global financial infrastructure companies. We are building not just for India, but from India for global opportunities,” said Pratik Daudkhane, Co-founder of Decentro. 

The Series B funding validates the “infrastructure rails and data intelligence” thesis in Indian fintech, where companies building the underlying rails often achieve sustainable business results than those competing directly for consumer attention.

Decentro’s homecoming and continued scaling also helps catalyse the fast growing wave of fintech entrepreneurship in the Indian ecosystem.